In this era of rampant identity theft, it is very important to check your credit report occasionally to be sure there has been no suspicious or unusual activity. Consumers can now check for free at annualcreditreport.com, or by calling toll free (877) 322-8228. You are entitled to one free copy of your credit record each year. Unfortunately, you are not entitled to a free copy of your credit score, but you definitely should request your credit report annually, and look for errors that might be affecting your ability to get credit.
