Allstate Insurance Company has been running a television commercial in Texas designed to get consumers to increase the amount of liability insurance they carry. While I agree that many people do need higher liability limits (and Texas should raise the woefully inadequate minimum required limit of $20,000 per person and $40,000 per incident), Allstate shouldn’t lie to television viewers in order to sell more insurance.
The commercial states that a family lost their home because they were sued after an automobile collision. That absolutely cannot happen in Texas. Our constitution protects a person’s home from automobile injury lawsuits.
The Fort Worth Star Telegram has an article on that subject today.
