All our Social Security disability clients seem to have credit problems. Here are some resources for Texas Consumer Credit Counseling services.
800-249-2227 (Dallas) http://www.cccs.net/
800-873-2227 (Houston) http://www.cccsintl.org/
877-854-2227 (South Texas) http://www.cccsstx.org/
800-747-4222 (FortWorth) http://www.cccsfw.com/
800-856-0257 (North Central Texas) http://www.cccsnct.org/
These offices offer counseling and provide programs associated with secured debt, taxes, mortgages, HUD, auto, IRS, student loans, and low-income housing. Fees are charged for some services.