Policyholders of America has an interesting Web site that details what they perceive to be transgressions by insurance companies. They say:
We are a nonprofit association serving policyholders victimized by insurance companies or just plain sick and tired of an industry that has spun out-of-control and know that change can only happen if we, the consumers of a mandated product, band together.
Insurance is not a luxury item; if you drive a car or have a mortgage on your home, insurance is required. Because of that, it is Policyholders of America’s position that insurance that is required or mandated by law must be affordable and available to all.