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Link of the Day –

OK, Christmas is over, and you absolutely love every gift you got, right? Yeah, me neither. Here’s the answer for us: This is their story:


The credit counselors at Money Management International (MMI) know that being in debt is no way to start the New Year. They created this Web site to help you get through the season with your budget and your sanity in tact.

Whether you are a fan or foe, regifting has become a phenomenon. Regifting experiences can range from resourcefully refined to a comedic disaster; it’s all about the five ‘Ws’ (who, what, when, where, & why). In our opinion, if you are going to do it, do it right! With this holiday season’s particularly tight budgets, it only makes sense to talk about all possible ways to stretch your resources.

In addition to regifting, the folks at MMI love to talk about pregifting, postgifting, ungifting, misgifting, multigifting and nongifting. In fact, the experts at MMI have developed materials that cover a wide range of topics; all to help you financially survive the holidays. So if your holiday debt typically outlasts your fruitcake, consider giving yourself a gift this holiday season; the gift of freedom from financial worries. (After all, the holidays are supposed to be fun!)

Bob Kraft

I am a Dallas, Texas lawyer who has had the privilege of helping thousands of clients since 1971 in the areas of Personal Injury law and Social Security Disability.

About This Blog

The title of this blog reflects my attitude toward those government agencies and insurance companies that routinely mistreat injured or disabled people. As a Dallas, Texas lawyer, I've spent more than 45 years trying to help those poor folk, and I have been frustrated daily by the actions of the people on the other side of their claims. (Sorry if I offended you...)

If you find this type of information interesting or helpful, please visit my law firm's main website at You will find many more articles and links. Thank you for your time.

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