The Dallas area continues to have the highest percentage of uninsured drivers of all large urban areas in Texas, according to a new report from the State Department of Insurance. Statewide, more than 21% of vehicles are uninsured. In Dallas County, the figure is 25%. It is a violation of state law to not have insurance on any vehicles you own.
Of course we always advise our clients, and anyone else who will listen to us, to buy uninsured motorist coverage insurance. It doesn’t add all that much to the cost of your basic policy, and can make a huge difference if you’re in a collision with a driver who has no insurance.
Sadly, many people don’t take our advice. It’s disheartening to us to have potential clients come in to the office after collisions that was not their fault, only to discover the other drivers have no insurance and our clients have only liability coverage. There’s almost never anything we can do to help a potential client in that situation.