Call Us - We're Easy to Talk To (214) 999-9999

Allstate Will Increase Insurance Rates Next Month for Texas Homeowners

I have written many, many times, here and elsewhere, about the ridiculous homeowners insurance system we have in Texas. For years Texas has had the highest homeowners premiums in the nation, surpassed for a brief time only by hurricane-prone Florida recently. In Texas, insurance companies can charge whatever they want, without asking permission from the state to raise rates. So naturally, rate increases are frequent and large. Farmers raised its rates last month.

The latest to announce an increase is Allstate, which is raising premiums across the state by anywhere from 5.4% to 9.7%, effective January 20, 2011. Allstate covers about 625,000 homeowners in Texas. As always, Allstate used the frequency of destructive weather in Texas to justify the rate increases. Allstate also increased its rates in 2009, citing the Texas weather. You’d think maybe after all these years, Allstate would have a little better understanding of Texas weather, and allow for it in their rates. Instead, every year the company is surprised to learn that Texas has wind, rain, and hail.

Bob Kraft

I am a Dallas, Texas lawyer who has had the privilege of helping thousands of clients since 1971 in the areas of Personal Injury law and Social Security Disability.

About This Blog

The title of this blog reflects my attitude toward those government agencies and insurance companies that routinely mistreat injured or disabled people. As a Dallas, Texas lawyer, I've spent more than 45 years trying to help those poor folk, and I have been frustrated daily by the actions of the people on the other side of their claims. (Sorry if I offended you...)

If you find this type of information interesting or helpful, please visit my law firm's main website at You will find many more articles and links. Thank you for your time.

Find us on your preferred network