The percentage of uninsured drivers across Texas, and especially in Dallas County, is rising. The Texas Legislature seems unwilling to pass strong enforcement laws, and that’s why we always recommend that car owners buy Uninsured Motorist coverage. This type of insurance is relatively inexpensive, and if you ever get hit by a driver who has no insurance you will be thankful you spent a few extra dollars for protection.
The increasing problem was detailed recently in the Dallas Morning News. Here are the opening paragraphs:
Glutted with uninsured drivers, Dallas County again has topped the state’s biggest urban counties as the riskiest place for motorists.
Rising auto insurance rates combined with the concentration of low-income Dallas residents who’ve skipped buying policies have hampered efforts to crack down on unsafe drivers.
New figures from the Texas Department of Insurance show that 1 in 6 Dallas County drivers — more than 16 percent — have no insurance despite requirements for minimum coverage.
Statewide, 14 percent have no insurance — more than 2.5 million drivers.
