The vast majority of car accident claims must be handled through insurance providers, but there is no guarantee that these companies will come to your aid when you need them the most. In many cases, victims are left struggling with overwhelming medical bills, serious injuries, and damaged vehicles. That is why all drivers should know exactly how to deal with insurance providers following a collision.
Contact Them Immediately
Even if you are not quite ready to give a full statement, you must still notify your insurance provider of your accident as soon as possible. Many of these companies require drivers to notify them within just two or three days so they can begin processing the paperwork. Once you have contacted them, they will then connect you with a claims adjuster who will take over your case and determine your compensation.
Only Give Them Basic Information
Some minor accidents never escalate into major legal battles, but collisions that result in serious injuries, deaths, or expensive damage often become very complicated. If you or a loved one has been injured or anyone has passed away, then you should tell your insurance company that you would like to contact an attorney. Seemingly harmless information that you tell the claims adjuster could potentially destroy your case.
Speak With a Personal Injury Attorney
Once you have given the insurance company basic information on the accident, you can then have them direct all further questions to your lawyer. Professionals, like those at Knochel Law Offices PC, know that your legal representative can begin negotiating with these companies so that you can focus on your health and well-being. They can also collect the vast amount of information that is needed for these cases such as pictures of the scene, information on your injuries, and statements from some of the witnesses.
Don’t Let Insurance Representatives Bully You
As a victim, your primary concern should be moving on with your life as quickly as possible. While a quick settlement often seems appealing, accepting that compensation could impact your family for years to come. The insurance representatives will do everything they can to pay you a fraction of what you deserve, and that could result in financial problems that will haunt you for the rest of your life.
Drivers who do not understand how these legal situations work can easily sign away their rights. That is why it is important to contact an attorney who will do everything in their power to get you the compensation you are entitled to.
Author’s Information: Bio: Rachelle Wilber is a freelance writer living in the San Diego, California area. She graduated from San Diego State University with her Bachelor’s Degree in Journalism and Media Studies. She tries to find an interest in all topics and themes, which prompts her writing. When she isn’t on her porch writing in the sun, you can find her shopping, at the beach, or at the gym. Follow her on Twitter and Facebook.