At some point in many people’s lives, there will come a situation in which they will have to file a lawsuit against an individual, an insurance company, or another entity. While it is generally advisable to avoid going through this process due to the stress and cost of it, there are several situations in which it can be completely unavoidable. Here are four specific situations in which you should always consider going through a formal lawsuit process.
Other Party Is Not Taking Responsibility
While it is generally a good idea to avoid going through the full court system, one situation in which you will likely have to sue in a civil court system is if the other party is not taking responsibility. If you have suffered a financial or personal loss due to the negligence of another party, they should be doing everything they can to compensate you. However, if they are not doing this or are not taking responsibility, you will really have no other choice but to pursue further legal action.
Costs to Recoup Are Significant
If the financial or other loss that you have experienced due to the negligence of another party is significant, going through the formal civil suit process may be your only option. If you try to recoup from the other party directly, there is a very good chance that they will not have the means to provide you with an adequate amount of money. By going through the legal process, it will likely require the other party to get any insurance company involved. In many situations, this will result in an out-of-court settlement.
Medical Malpractice
If you feel that you were a victim of medical malpractice, one of the best ways to go about this is to hire an attorney that specializes in malpractice law and to go through the lawsuit process. Suing a doctor or medical group for medical malpractice can seem like a very challenging process and can get extremely technical. A lawyer, such as one from Obradovich Law, that specializes in this will have the knowledge to understand whether you can win and they’ll be able to help you prepare an effective case.
Declined Insurance
Another situation in which filing a lawsuit may be the only option is if you are dealing with an insurance company that is refusing to approve a claim. If you have been in a car accident, have been injured on the job, or have experienced another loss that should be covered by your insurance company, the approval process should be quick. However, if the insurance company is refusing to approve your claim or is taking way too long, the only option would be to file a lawsuit and demand approval of the claim or to expedite the process.
If you do decide to go through the legal process and file a lawsuit, the entire process can end up lasting a long period of time and at the end of it, you may end up winning or you may end up losing. If you end up losing the case, you should continue to speak with your attorney to discuss what your options are as far as appealing the initial decision.
Author Info: Hannah Whittenly is a freelance writer and mother of two from Sacramento, CA. She enjoys kayaking and reading books by the lake. You can find her on Twitter.
