Workers’ compensation is a plan that helps you recover money after a workplace accident. However, there are some payments that do not cover all medical bills and living expenses. There are some employers who do not offer workers’ comp programs at all. To get a fair compensation for your workplace injury, learn when it’s time to sue.
No Workers’ Compensation Plan
Employers have workers’ compensation programs to protect themselves from being sued by their employees. Employers must be required to have this plan in many jurisdictions. However, some employers refuse to participate, so when their workers get hurt on the job, the workers are liable to sue.
A lawsuit allows you to collect the total amount of your damages. In most states, under a workers’ comp plan, you cannot collect all of your wage losses. Also sue in court to collect money for pain and suffering.
Personal Injury Suit
File a personal injury lawsuit against the person or company that’s at fault. The company could be your employer, a coworker, a customer or another business that caused your accident. Personal injury suits involve damages made to the body or mind that can be financially compensated for.
Lawyers collect the evidence that you need to prove the third party’s negligence. It takes time to file a claim and prepare arguments, so you cannot work with any injury lawyer. Winning is more effective from professionals who have handled workplace cases, like those found at the D Chadwick Calvert Law Office.
Civil Suit
Some employees decide to sue in civil lawsuits. If you lose a criminal case, you can still prove the third party’s guilt by filing a civil suit. Receive compensation for any medical bills, wage losses or emotional damages that you suffered.
Personal injury lawsuits are brought forward by victims of car accidents, slips and falls, bodily assaults and defective products. Similarly, many civil suits involve wrongful deaths or serious accidents. In both types of cases, the plaintiff must prove the negligence of the third party. It’s important to find a specific type of lawyer who handles civil cases.
Employees have the right to protection if they ever get into accidents. They should receive some compensation to help pay for their injuries. However, there are times when the employer does not do enough to help their injured workers. Know what your rights are and then know the right time to sue.
About the Author: Lizzie Weakley is a freelance writer from Columbus, Ohio. She went to college at The Ohio State University where she studied communications. In her free time, she enjoys the outdoors and long walks in the park with her husky Snowball. You can find her on Twitter at @LizzieWeakley and on Facebook at facebook.com/lizzie.weakley.
