The commercial website After-Car-Accidents.com has a very good article about the basics of auto insurence. Take a look. Here are the opening paragraphs:
Car insurance can be overwhelming, confusing, and frustrating all at the same time. However, if we want to drive, we need car insurance.
There are only two states in the country that don’t require insurance (New Hampshire and Virginia), but in both states, the at-fault driver is still on the hook for all of the damages. So it’s in your best interest to opt for the insurance.
Whether you’re new to car insurance, brushing up on the facts, or you happen to be a car insurance aficionado, we’ve put together a list of 13 car insurance facts, filled with things you need to know (and a couple of quirky stories).