Getting hurt on the job can be a life-altering experience. Job-related injuries often result in lost wages and an unimaginable amount of stress from monthly bills, medical expenses, and other costs.
To avoid excessive stress for both you and your family, focus on how to get the help you need after getting hurt on the job.
Obtain First Aid
Above all else, obtaining first aid or emergency medical treatment must occur immediately following your accident.
You might believe that the injury isn’t serious enough to seek medical attention; however, even the smallest injuries have the potential to become dangerous or chronic down the road.
Seek medical treatment immediately. If your coworkers believe the situation calls for an ambulance, trust their instincts and take a ride to the hospital.
Notify your Supervisor and Obtain Workers’ Compensation Paperwork
Once you’ve gotten medical help, notify your supervisor about your injury. If the injury is serious enough, a simple phone call from the hospital is sufficient. When speaking with your supervisor, have him or her send you the correct workers’ comp forms to fill out.
Workers’ compensation lawyers can assist with filling out the paperwork and getting the compensation process started right away. Time is of the essence because you’ll likely be unable to work for the foreseeable future.
Follow up with your Employer
Remember, though you fill out the workers’ compensation paperwork, filing the claim is your employer’s responsibility. After completing the paperwork, you must follow up until you have confirmation that they have done so.
Also remember that workers’ compensation claims must be filed within 2 years of the occurrence, though you will want to file it much sooner if possible.
Consult with an Attorney
Even though the workers’ compensation process may seem straightforward, it’s essential that you consult with an attorney that specializes in workers’ compensation claims.
A workers’ compensation lawyer can speak with you about your rights under workers’ compensation laws specific to your state, whether or not you’re entitled to get a second opinion from your own doctor at no cost to you, relevant paperwork you need and what you should expect moving forward.
The recovery process can be long and brutal. You could spend weeks, if not months at home without a salary to pay the bills. During this time, remember to attend hearings when you receive proper notice, and complete independent medical examinations as necessary.
Anita is a freelance writer from Denver, CO. She studied at Colorado State University and now writes articles about business, health, home improvement, and family. A mother of two, she enjoys traveling with her family whenever she isn’t writing.