When it comes to filing for Workers’ Compensation, things aren’t always cut and dried. Several steps need to be followed in order to successfully be awarded compensation. If done improperly, it can delay or even disqualify you from receiving benefits. Read on to learn five of the most problems associated with filing Workers’ Comp claims.
Inaccurate Employer Reporting
When you file your injury report is probably more important than how you file the paperwork. Not filing in a timely manner can delay, if not cause you not to receive the compensation you deserve. If you’re hurt on the job, you must notify your employer within a certain number of days of the incident. It should be in writing and include any medical diagnosis you’ve received.
Not Filing for Benefits
In most states, you have a certain number of months to film a Workers’ Compensation claim. However, it’s important to verify the deadline within the state you reside immediately following the accident. Note that informing your employer is not the same as filing for Workers’ Compensation benefits. If you’re not sure how to file out a claim form, a workers’ compensation attorney can help you with the process.
Being Dishonest About Your Condition
Being hurt on the job is nothing to joke about, however, lying about the degree of injury is illegal. Failure to disclose the extent of your injuries, or lack thereof, will disqualify your claim. You must always tell the truth about the injuries you sustained, the lack of ability to perform your job and how it’s impacted you personally.
Ignoring Doctor’s Orders
Not listening to your treating physician is one of the best ways to lose your case. If your physician says you need to attend physical therapy, but you choose not to, then your case may be dismissed. It’s important to follow doctors’ orders no matter what, even if you don’t think it’s necessary.
Not Seeking a Second Opinion
It’s always a good idea to get a second opinion, particularly when it comes to work-related injuries. Even though you will need to see a physician appointed by your employer, it’s also a good idea to see one independently. Keep all documentation including office notes and any type of diagnostic testing that is performed.
Getting hurt at work can be scary, not to mention expensive if your injuries are severe. If unfortunately you are injured on the job, it’s important to know what your rights are.
Bio: Anita is a freelance writer from Denver, CO. She studied at Colorado State University and now writes articles about health, business, family, and finance. A mother of two, she enjoys traveling with her family whenever she isn’t writing. You can follow her on Twitter @anitaginsburg.