With someone else’s negligence or intent, you should consider filing for an injury claim as injuries cost money and take away a lot of time from work. Getting compensation for accidental injuries is valid only if they are caused by someone else fault. To apply for the claim, it is needful to collect evidence as it is an important part of the accident injury claim process.
Insurance companies pay out billions of dollars in compensation for injuries caused by accidents, but the case should be authentic and must have a base of proper evidence. Considering an attorney will help with the process of application and advocating on your behalf. Law Advice is one of the reliable firms whose main goal is to empower injury victims. With years of experience in this field, they explain the accidental injury claim process from start to finish and guide the victims to seek the injury compensation they deserve.
To make it easy for you let us learn the basic steps to accident injury compensation, which includes collecting proper evidence, calculating your claim value, negotiation tactics, filing for a claim and final settlement.
Step 1:
Immediately after the accident first and foremost looks after your health and get the medical attention you need. Request copies of your medical records and bills from your doctors, physical therapists, and anyone else who treated your injuries. Begin to gather evidence like pictures, police reports during your recovery.
Step 2:
Register a First Information Report with the Police. It is an essential document needed to pursue an accident claim and it should be submitted to the local police station in the area where the incident took place.
Step 3:
Mention all the basic identification details of the victim. Time and place of incident, any eye-witnesses and description of the loss suffered.
Step 4:
As proof of evidence do collect all the documents that are listed below –
- Copy of the First Information Report (FIR)
- Copy of Medical Bills, Treatment Reports, etc.
- Copy of Insurance Certificate
- Images of the accident
Step 5:
To file an accident injuries compensation application you must make representation through an application to the Claim Enquiry Officer. It includes filling the following details –
- Name and contact details of injured
- Address of injured
- Age and date of birth
- Sex of the injured
- Place, date and time of the accident
- Occupation of the injured
- Name and address of the police station in whose jurisdiction the accident happened
- Name and address of the Medical Officer who attended on the injured
- Name and contact details of witnesses
Step 6:
With the help of an injury claim attorney send a notice letter to the insurance company to let them know you intend to file a claim. They might call to ask for a recorded statement and ask you to sign a medical release form.
Step 7:
Calculate and estimate your losses and share it to the insurance company, be sure you include everything. Some of the expenses you can measure, such as:
- Medical bills
- Therapy or treatment bills
- Salary of personal care assistant if you are bedridden
- Replacement service expenses
- Lost wages
- Damages to any of your personal property like mobile, laptop, sunglasses, etc.
- Pain and suffering
- Emotional distress
- Loss of consortium
Step 8:
The next step in the process is putting together a settlement offer to tell the other party how much money you think they should pay for your claim. List all the details of your damages that back up your claim.
Step 9:
Try to file your claim on time, or you may be completely out of luck in collecting any sort of compensation. Thus, by acting quickly you will probably increase your chances of resolving your claim faster than if you delay.
Conclusion
Adding to the conclusion, these are the steps that can be taken by a person when planning to file accidental injury compensation. A complete guide to claiming compensation for personal injuries that may work for you in all cases.
Author information: Andera Colon is a freelance writer and blogger from Chicago, IL who loves to write about varied topics including health, automobile, technology, and more. Currently, she is focusing on Law related topics. When she is not writing, she enjoys traveling with her friends and taking long walks on the beach.
