If you have suffered an injury due to the negligence of someone else, then you may be eligible to file a lawsuit. You may be able to get compensation. However, there are several things that have to be taken into consideration to ensure that it’s worth it to file a lawsuit.
You Are Severely Injured
If you have suffered minor injuries, then filing a lawsuit may not be worth it. However, if you have suffered serious injuries, then filing a lawsuit may be within your best interests. Serious injuries can require ongoing medical care, which can be expensive. Even if you have health insurance, you may still be required to pay out-of-pocket.
Your Case Is Worth More Than the Insurance Company Is Offering
Some people are able to get a fair settlement from the insurance company. However, insurance companies usually do not give a fair settlement. They are able to profit by under-compensating people. This means that you may not be able to cover all of your medical bills and lost wages with the settlement, leaving you to pay a lot of your own money. If the insurance company does not give you a fair settlement offer, then it is a good idea for you to file a lawsuit.
Your Personal Injury Lawyer Has Recommended Filing a Lawsuit
It is a good idea for you to have your case reviewed by a personal injury lawyer. They will be able to tell you whether it is worth filing a lawsuit. They will start by reviewing the settlement that the insurance company gives you. Even if you feel that you are getting a fair settlement, your attorney may think otherwise. Your case may be worth a lot more than you think.
You Are Missing Work
Missing work can make your life stressful in many ways. You may be wondering how you are going to pay your bills if you are not able to work. If you are seriously injured, then you may not be able to return to work for a long time. By filing a lawsuit, you can get additional compensation for your missed time at work. You will also be able to focus more on recovering instead of how you are going to pay your bills.
If you have suffered a personal injury, then you may be wondering whether filing a lawsuit is worth it. The seriousness of your injuries and your missed time at work are two of the factors that you will need to take into consideration. The amount that the insurance company is offering you is another factor that you will need to consider. Talk to your personal injury attorney about the best option for you.
Author information: Anita is a freelance writer from Denver, CO. She studied at Colorado State University and now writes articles about health, business, family, and finance. A mother of two, she enjoys traveling with her family whenever she isn’t writing. You can follow her on Twitter @anitaginsburg.