It is natural to take all measures of self-preservation and avoid accidents. However, we cannot totally avoid accidents, and when they do happen, they can incapacitate us or inconvenience us in ways other than the physical injury. Thus, the need for compensation.
Personal Injury
Personal injury is defined as any kind of injury sustained during accidents, such as those arising from car accidents, defective products, medical malpractice claims, wrongful death claims, or slippage accidents. In the United States, most employees in the United States who are injured in the line of duty receive medical care and in some cases compensation for resulting disabilities
In legal practice, personal injury is a general category designed to protect the rights of a person injured because of another person’s negligence. Insurance companies usually compensate, but attorneys can help file a claim in the event that an insurance company will not pay a reasonable settlement amount.
Traffic Accidents
Injuries and deaths caused by road accidents are on the rise. Unfortunately, some drivers have little or no insurance coverage in such a case, uninsured motorist insurance pays the victims in case of accidents. Delay in payment may require some accident victims to pay for property damage or medical bills out their pockets as they await compensation.
Workers’ Compensation
At the workplace, accidents do happen. When the victims of these accidents are incapacitated due to these, they get worker’s compensation. Attorneys can help victims recover medical expenses incurred and lost income. The claim is only valid if the victim was injured while working.
Wrongful Death Compensation
As much as we are obliged to be responsible for the well-being of fellow citizens, bodily harm still happens, and it sometimes warrants criminal persecution. Therefore, when a loved one dies due to another’s intentional acts or negligence, a wrongful death civil lawsuit comes to the survivors of the deceased to award them monetary damages. This suit is usually addressed in state civil courts. The damages consist of monetary damages only and lawyers can negotiate a reasonable claim for the beneficiaries. The perpetrator may not get a jail term; instead, they pay monetary damages to the family of the victim.
Bodily Injury
Bodily injury differs from personal injury in that it may imply only those injuries that are sustained by another person, usually in a car accident. Usually, the injured victim needs help to determine not only who is legally responsible for their injuries, but also how to recover the funds needed to meet their lost income or medical expenses.
There are many different causes of accidents and sustaining an injury can put you out for a while. Make sure you understand if you can get compensation for your injury to help you get back on your feet.
Author Bio: Emma Sturgis is a freelance writer based out of Boston, MA. She writes most often on health and education. When not writing, she enjoys reading and watching film noir. Say hi on Twitter @EmmaSturgis2
