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How to Protect Your Business Against Possible Liability

If you’re new to the business world or you’re about to start one for the first time, you might want to get advice to protect your business against liability. Liability has both legal and financial aspects, and all of them significantly impact your business. There are many ways to defend your business from liability, including using public liability insurance and having robust data protection.

Strong Data Protection

Cybercrime has become so rampant in the contemporary world. It won’t take long before several businesses get hacked. For this reason, entrepreneurs need to protect their data against such risks. Having robust data protection helps customers to trust your enterprise. It could mean the difference of going beyond your competitors. Data protection involves scanning for malicious agents and viruses and sticking with customers’ requests for data removal. It would also be better to create a back up plan with extra copies in different remote locations.

In the event of a disaster, your business should function optimally with the data in remote locations. If it fails to operate, it means that the company could not live up to several contractual obligations or meet legal and financial agreements.

Getting Public Liability Insurance

Your business is protected from the general public’s possible claims for events occurring during the regular business operation with a public liability insurance cover. Public liability insurance caters for expenses for compensation for the following: personal injuries, death, damage, or loss of property.

Policies vary depending on your insurer, but typical policies cover for incidents that occur around your business premises or incidents from activities planned by your business. The cost of premiums depends on the company’s nature, insurance claim history, and the number of employees or clients who visit your premises. Public liability insurance does not cover temporary staff, interns, or employees- for that; you require an employers’ liability insurance.

Watch What You Say

As an entrepreneur, it is essential to watch what you say or do. Did you know that false representations and warranties could land you into serious trouble? Your warranties and presentations should be laid down in writing. If you make some claims about a particular product, you should have enough supporting evidence. Negative utterances that cannot be supported can lead to lawsuits for defamation, libel, or slander.

You also need to monitor what your employees say concerning your business on the Internet. It could also result in complicated legal situations as lawyers rely on the Internet’s information to conduct an audit trail.

Hire a Professional Attorney

Lawyers are expensive and may exceed your budget. However, if you face litigation and overlook using an attorney, the result may go against your business. An experienced lawyer understands the legal processes and will offer necessary advice. Choosing the right lawyer isn’t a straightforward task, and it’s worth doing some research o asking around. Not all lawyers can handle all situations, and that’s why you should understand what to expect before hiring an attorney.

There is no magical silver bullet solution to protect your business entirely. However, you can be proactive with the techniques highlighted in this post. Make sure you get your business covered as fast as possible. The expenses may eat into your profits but are worth the risk to know that you are protected.

Author information: Rachelle Wilber is a freelance writer living in the San Diego, California area. She graduated from San Diego State University with her Bachelor’s Degree in Journalism and Media Studies. She tries to find an interest in all topics and themes, which prompts her writing. When she isn’t on her porch writing in the sun, you can find her shopping, at the beach, or at the gym. Follow her on Twitter: @RachelleWilber

Bob Kraft

I am a Dallas, Texas lawyer who has had the privilege of helping thousands of clients since 1971 in the areas of Personal Injury law and Social Security Disability.

About This Blog

The title of this blog reflects my attitude toward those government agencies and insurance companies that routinely mistreat injured or disabled people. As a Dallas, Texas lawyer, I've spent more than 45 years trying to help those poor folk, and I have been frustrated daily by the actions of the people on the other side of their claims. (Sorry if I offended you...)

If you find this type of information interesting or helpful, please visit my law firm's main website at You will find many more articles and links. Thank you for your time.

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