If there is one thing that is well-known about insurance companies, it is that they are never in any hurry to provide compensation to victims. Thus, if you find yourself involved in a lawsuit over a birth injury your baby suffered during childbirth, don’t expect the insurance company to be sympathetic to your cause. However, if you want the company to suddenly have a change in attitude, here are some ways to get the insurance company to see your predicament.
Don’t Appear Too Eager
If you are in the midst of trying to reach a settlement with an insurance company, don’t appear too eager to get things done quickly. Otherwise, the insurer will continue to either delay your claims process or offer you an amount far less than what you deserve.
Don’t Negotiate Solo
When dealing with insurance companies, many people make the mistake of thinking they can handle negotiations on their own. Should you follow this strategy, you will go nowhere fast. Instead, speak to a birth injury lawyer and hire them to handle your case. Once the insurance company starts receiving communication from your attorney, they may be far more eager to get the situation resolved.
Gather Plenty of Evidence
Even in situations where a baby has sustained a life-changing birth injury, an insurance company will still need to have its back put up against the wall before it will acknowledge the seriousness of your situation. Therefore, from the moment the birth injury occurs, start gathering as much evidence as possible to use for your case. By working with your attorney on this, a strong case can be built in your favor, prompting the insurance company to reach a settlement rather than risk having your case go to trial.
Negative PR
For any business, getting negative publicity about an incident is the last thing they ever want to see happen. If what happened to your baby was something especially negligent and egregious, threatening to take your case to the court of public opinion can often force an insurance company to change course very fast. Should you feel the need to do so, always make sure you have consulted closely with your attorney to ensure no mistakes are made before your case is resolved.
Though your insurance company may try every trick in the book to deny your claim, using some or all of these strategies will likely pay off in helping you receive the compensation you need and deserve.
Author information: Rachelle Wilber is a freelance writer living in the San Diego, California area. She graduated from San Diego State University with her Bachelor’s Degree in Journalism and Media Studies. She tries to find an interest in all topics and themes, which prompts her writing. When she isn’t on her porch writing in the sun, you can find her shopping, at the beach, or at the gym. Follow her on Twitter: @RachelleWilber
