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Social Security Planning for the Handicapped: How to Protect Yourself

Times are tough. Money is very tight, especially since the start of the pandemic. The cure is here, but that doesn’t stop funds from being scarce. Many people have turned to Social Security benefits. Some people really need the benefits more than others. For example, if you are handicapped, it can be even tougher to find a job even if you have most of your documents and have completed most requirements for a lot of jobs. Therefore, turn to the Department of Human Services for help and support. It may be difficult to live on a budget, but there are a few ways to make it work. Here are a few tips on how to take care of yourself if you are handicapped and running off Social Security checks.

Medical Expenses

One thing the DHS will help you figure out is which doctors will work with you to help you get the medical care you deserve. There are certain doctors that will give you the care you need based upon your income, and there are medical assistance plans specifically for those who are living on government checks.

Low Income Housing

Another issue people face a lot is homelessness. This is especially frustrating if you are handicapped. This is why you can talk to the DHS about helping you find affordable housing based on your income. There are housing programs that operate much like the medical plans mentioned above. The DHS can work with a special needs planning attorney to figure out which housing program is the most recommended for you.

Supplemental Nutrition (Food Stamps)

In addition to housing and medical care, food is also a necessity. More often than not, if you qualify for a Social Security check, you’ll also be eligible for Supplemental Nutrition, or food stamps. The amount you receive will depend on how much money you are making from your check, but you will still qualify for something. Also, there will be questions on how else you might bring in money, such as odd jobs and side hustles. Most of them won’t count against your food stamp benefits, but it is still a good idea to tell the DHS about some of them so they can give you advice and suggestions.

There are more ways to take care of yourself if you are handicapped, but hopefully, the steps above will give you insight on how to begin. If you have a friend who helps you out, make sure to give kudos to them. Also, if you cannot get around on your own all the time, your friend will likely be more than happy to provide transportation to wherever you need to go to get things done.

Author information: Rachelle Wilber is a freelance writer living in the San Diego, California area. She graduated from San Diego State University with her Bachelor’s Degree in Journalism and Media Studies. She tries to find an interest in all topics and themes, which prompts her writing. When she isn’t on her porch writing in the sun, you can find her shopping, at the beach, or at the gym. Follow her on Twitter: @RachelleWilber

Bob Kraft

I am a Dallas, Texas lawyer who has had the privilege of helping thousands of clients since 1971 in the areas of Personal Injury law and Social Security Disability.

About This Blog

The title of this blog reflects my attitude toward those government agencies and insurance companies that routinely mistreat injured or disabled people. As a Dallas, Texas lawyer, I've spent more than 45 years trying to help those poor folk, and I have been frustrated daily by the actions of the people on the other side of their claims. (Sorry if I offended you...)

If you find this type of information interesting or helpful, please visit my law firm's main website at You will find many more articles and links. Thank you for your time.

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