When you are involved in a car accident and need to file an insurance claim, having the proper documentation related to your accident will make the process go much smoother. Since the insurance company is keenly interested in only the facts surrounding the accident, being able to prove your case is vital to getting the outcome you want. To make this happen, always have these forms of documentation when filing your claim.
When you have a police report of your accident, insurance companies will love this, since this report will contain the date, time, and location of your accident, witness names and statements, a diagram of the accident scene, and the opinion of the officers as to which driver was responsible for the accident.
No matter what type of auto accident takes place, it is likely that both drivers involved will have varying accounts of what happened and how much damage their vehicles sustained. Therefore, photographs you have of the accident scene and the vehicles involved will help substantially when filing car accident claims. By having photos of the damaged vehicles sustained, skid marks that show speed may have been a factor, nearby stop signs and traffic signals, and visible injuries you or others sustained, you can leave little doubt as to what transpired.
Unfortunately, insurance companies will often try to avoid paying compensation to car accident victims, even if they are seriously injured. To increase the chances, you will receive the financial compensation you need, always have your medical records at the ready. By showing you sought immediate medical treatment and had your injuries documented in your medical records by doctors, insurers have little room to deny your claim.
Finally, it is always a good idea to have statements from your employer that document how many days of work you have missed, how much compensation you have lost, and when it is expected you will be able to return to work. By having such statements from your employer that may also include your doctor’s recommendations, you can have very accurate information to give to the insurance company. Should you not make this information available to the insurance company, expect a denied claim and plenty of headaches to follow.
Since it will be vital to have your car accident claim approved as fast as possible so that you can receive much-needed compensation, make these forms of documentation a top priority. By doing so, you can gain financial compensation as well as peace of mind.
This article was written by Dixie Somers, a freelance writer who loves to write for business, finance, and family issues. She lives in Arizona with her husband and three beautiful daughters. You can find Dixie on Facebook.