Any financial assistance or compensation you may be owed following a work-related injury could end up making a bigger difference than you might realize. Failing to seek compensation following an accident or injury could end up depriving you of the funds needed to cover medical costs, lost wages, and other expenses.
Lost Wages
Time spent recuperating from an injury often means lost wages. While insurance plans that offer disability coverage can help to offset some lost wages, not every injury may allow you to fully qualify for such coverage, and not every plan or coverage option may be able to pay you in the amounts needed. Seeking whatever compensation you may be owed is essential for minimizing the negative impact that an injury may have on your financial situation.
Medical Expenses
Medical costs are another financial hardship that may need to be addressed. Even if your existing insurance coverage is able to cover your hospital and general medical bills, filing a workers’ compensation claim can make it easier to cover co-pays, meet a deductible, or help to ensure that you can obtain quality care without breaking the bank. Speaking with a job accident injury attorney following any significant injury can be an issue of the utmost importance and one of the first things you should do as soon as you’re able.
Ensuring a Safe Working Environment
While responsible employers should have no trouble addressing any safety issues that may have contributed to a work-related accident or injury, there are others who may only take action when pressed. Seeking compensation following your injury helps to ensure that your employer will be more likely to take whatever action is necessary in order to maintain a safe workplace.
Pain and Suffering
Long-term complications like chronic pain or disability are all too common following a severe injury. Obtaining financial compensation can often be essential for ensuring that any long-term pain, suffering, or complications can be managed as effectively as possible. Struggling to deal with the long-term effects of an injury can be far more difficult for those who lack the finances needed to seek out care, treatment, or additional resources.
Even a seemingly minor work-related injury can easily prove to be a far more costly and serious concern than you might initially expect. From ensuring that your coworkers and associates are provided with a safe work environment to dealing with any long-term consequences or complications stemming from your injury, there are plenty of reasons why you should do all you can to seek out any financial assistance or compensation you may be owed following an accident.
Kara Masterson is a freelance writer from Utah. She graduated from the University of Utah and enjoys writing and spending time with her dog, Max.
