The Texas Supreme Court affirmed an appellate court’s ruling that a mutual insurance fund is not required to defend a school district from a personal injury claim made after a girl was allegedly injured in a mishap involving a golf cart. Lorena Flores had sued the Pharr–San Juan–Alamo Independent School District, alleging that her daughter was thrown from a golf cart being recklessly driven by a school employee and severely injured. The high court ruled that the golf cart did not meet the definition of a vehicle designed for travel on public roads as defined by the school’s auto policy issued by the Texas Political Subdivisions Property/Casualty Joint Self Insurance Fund and thus it had no duty to indemnify the district for liability from the accident nor defend it from the lawsuit.
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From the Texas Trial Lawyers Association news release.