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What is GAP Insurance and How Does it Work?

Insurance refers to a financial service that is available to individuals or groups. Given the number of different insurances available, such as automobile, life, and health insurance, it would seem prudent for consumers to understand what each one does before committing themselves to purchase any. GAP insurance, short for the term “Guaranteed Auto Protection,” is […]

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Insurance Claim Being Denied? How to Take Control of the Situation

No one ever wants to make an insurance claim, but when something happens, and you need to file a claim, it is important to know what to do. Too often, people have their claims denied because they don’t understand the process or they don’t take control of the situation like they should. This article will […]

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Insurance Fraud Statistics

The website BalancingEverything.com has an interesting article on insurance fraud. Check it out with the link at the bottom of this page. Here are the opening paragraphs: Insurance can be an amazing tool to protect your assets and integrity. Unfortunately, given the nature of this type of contract, abuse and fraud are fairly common. That’s […]

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Most Popular Types of Insurance

Many people find paying for insurance a bore. You might think that paying monthly payments for insurance is expensive, and you often do not use it. However, you are only one accident or sickness away from a financial crisis. It is better to pay for insurance and not need it than to not pay for […]

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How Wealthy Hospitals Profit From Patients in Auto Wrecks

Scores of wealthy hospitals have quietly used hospital lien laws to increase revenue, often at the expense of low-income people. The practice of bypassing insurers to pursue full charges from accident victims’ settlements has become routine in major health systems across the country, court records and interviews show. Read Article: The New York Times From […]

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Protecting Your Mental Health While Struggling With Insurance Companies

When you are dealing with emotional trauma and mental anguish following an accident, dealing with a difficult insurance company can exacerbate your symptoms and have a severe impact on your mental health and wellbeing. Though you deserve compensation for your injuries, your health should be your number one priority. Never put yourself in a position […]

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Insurance Fraud Statistics

The commercial website BalancingEverything has some interesting statistics about insurance fraud. Check it out. And remember to never lie in order to collect insurance benefits. It’s a serious crime in Texas and in other states. Here are the opening paragraphs: Insurance can be an amazing tool to protect your assets and integrity. Unfortunately, given the nature […]

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Your Car Insurance Costs Can Increase 44% After an Accident. Should You File a Claim?

The commercial website Reviews.com has good information about the effect an auto collision can have on your insurance rates. Read the article, but here are the opening paragraphs: Car insurance premiums can increase by an average of 44% after an at-fault accident. Where you live and the cost of damages associated with your accident can […]

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How to Protect Your Business Against Possible Liability

If you’re new to the business world or you’re about to start one for the first time, you might want to get advice to protect your business against liability. Liability has both legal and financial aspects, and all of them significantly impact your business. There are many ways to defend your business from liability, including […]

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Insurance Industry Has yet to Be Disrupted by Autonomous Vehicles

CNBC reports predictions from about half a decade ago that people by now would have the option of owning or hailing autonomous vehicles, and thus have no need for auto insurance, have not borne out. Instead, insurance companies are “embracing” new safety technology and big data. As CFRA Research analyst Cathy Seifert says, “A few years […]

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Bob Kraft

I am a Dallas, Texas lawyer who has had the privilege of helping thousands of clients since 1971 in the areas of Personal Injury law and Social Security Disability.

About This Blog

The title of this blog reflects my attitude toward those government agencies and insurance companies that routinely mistreat injured or disabled people. As a Dallas, Texas lawyer, I've spent more than 45 years trying to help those poor folk, and I have been frustrated daily by the actions of the people on the other side of their claims. (Sorry if I offended you...)

If you find this type of information interesting or helpful, please visit my law firm's main website at KraftLaw.com. You will find many more articles and links. Thank you for your time.

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